Not all debt should be treated the same. Find Yours:
The best way to get the information you need to solve your problem, is to select the type of debt you are dealing with from the list below. When you click on the link, you will find information for your specific situation.
Low debt, or Debt under $1,000
- Debt to an Original Creditor for under $1,000 - the debt is a small amount and to the original person/company that you owe.
- Collection Agency - Unsecured Debt for under $1,000 - a small debt that the original creditor turned over to an agency to try and collect from you.
- Debt older than 5 years for under $1,000 - if you are being chased for a small old debt, it's probably a vulture collector and falls under new rules.
High debt, or Debt over $1,000
- Debt to an Original Creditor for over $1,000 - the debt is a large amount, and to the original person/company that you owe.
- Collection Agency - Unsecured Debt for over $1,000 - a large debt that the original creditor turned over to an agency to try and collect from you.
- Debt older than 5 years for over $1,000 - a large old debt is unusual, and may need special attention.
General Debt Solutions
- Secured Debt: resolutions for problem debts that are secured by an asset, such as a house or car.
- Incorrect Information about your debt, or wrongful identity - Incorrect information on credit reports is more common than most people think.
- Identity Theft - Identity theft is more and more common, learn how to protect yourself and how to repair the damange.
- Multiple and unmanageable debts - Feeling overwhelmed? Read this section, you're not alone.