Perhaps the single most common lie in the credit and debt business is the line. “If you don’t pay this bill, your credit will be ruined.” This lie comes in many forms. [...]; . . . → Click Here to Read the Full Article
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Foreclosures are up. Way up. If you fall behind on your mortgage you may get caught up with this process. If you do not stop it you could lose your house. You might [...]; . . . → Click Here to Read the Full Article I was talking to someone the other day who enjoys beating the bill collectors at their own game. When he gets a substantial bill he thinks is too much or unfair, he simply does not [...]; . . . → Click Here to Read the Full Article Fear drives the market and a new group of services are being marketed to those who have become afraid of identity theft. But keep in mind that you can do several free things to avoid [...]; . . . → Click Here to Read the Full Article The Wall Street Journal reports that a former advertiser is suing “Bankrate.com” a popular online mortgage resource. The suit accuses the site of allowing its web site to be used for “bait-and-switch” loan pitches. [...]; . . . → Click Here to Read the Full Article The Federal Reserve reports that consumer borrowing was up again in May, but not by as much as it grew in April. Total credit was up $4.4 billion to $2.17 trillion. Revolving credit, mostly [...]; . . . → Click Here to Read the Full Article Credit card banks are required by law to act in your behalf to straighten out problems with vendors who charged items to your bill, IF (and only if) you follow a specific procedure to complain. [...]; . . . → Click Here to Read the Full Article My banker called the other day to talk to me about my Adjustable Rate Mortgage (ARM). He knew I was about to get a letter with my new interest rate and he was sure I [...]; . . . → Click Here to Read the Full Article |
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