Twenty years ago Britain passed a law that allowed small businesses and individuals to avoid bankruptcy if they are willing to pay a percentage of their debt off over time. These are called Individual Voluntary [...]; . . . → Click Here to Read the Full Article
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As prices drop, your equity in your house drops too, and your ability to borrow on that equity through home equity loans or refinancing is reduced. So the latest report on housing prices is not [...]; . . . → Click Here to Read the Full Article Home sales in the Chicago neighborhoods where a new law requires borrowers with low credit scores to complete financial counseling prior to obtaining mortgages have plummeted 45 percent since its implementation, and Mobium Mortgage’s Dan Green [...]; . . . → Click Here to Read the Full Article The Wall Street Journal reports that mortgage delinquencies are continuing to rise — up to 2.33% at the end of the third quarter. But, according to Economy.com, the rise in delinquencies has more to do [...]; . . . → Click Here to Read the Full Article In February 2004, Elizabeth Brown received a letter from a collection agency which threatened to tke her to court if she did not settle her account in “five days” according to a recent article in The [...]; . . . → Click Here to Read the Full Article US Census data shows that from 2000 to 2005, median home values in the United States have risen by 32%, while median household income declined by 2.8%. Nationwide, homeowners are now spending 21% of [...]; . . . → Click Here to Read the Full Article In the second quarter of 2006, Americans reduced cash-out refinancing or home equity loans on their homes to an annual rate of $497 billion, down sharply from the peak of $871 billion in the third quarter [...]; . . . → Click Here to Read the Full Article |
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