Mortgage, debt management and personal finance in the news.

Lenders doing extra tightening of loan requirements in areas where prices dropping.

As mortgage deliquency rates have risen (up to 3.3% in third quarter of the year) lenders have become more and more skittish. Having already tightened up their general requirements, lenders are now setting …

Student debt next Tsunami?.

Reduction of government aid, rapidly increasing tuition, and switch to private loans to finance college have caused student debt to go through the roof. More than $17 billion is private student debt was …

Credit score minimums getting higher.

The interest rate your lender will give you depends on your credit score. This is a number from 300 to 850 (in most cases) that you get from one of four popular credit …