Debt Management, mortgage and credit news - a blog for the average consumer.

Debt Help Firms More Scam than Help, with One Exception.

If you have read anything on this site about companies that tell you they can help you reduce your debts, help you get out of debt, or help you fix your credit, you know we …

Why foreclosure prevention plans aren’t working.

Even before the current “bail-out” bill passed, the government enacted a program (which took effect October first) to encourage lenders to “cram down” balances on mortgages (rather than foreclosing) by offering to have the …