In a typically close 5-4 decision, the Supreme Court has ruled that national banks (those that choose to be regulated by various agencies of the federal government) cannot simply ignore state consumer laws …

Cable TV has many ads for organizations that say they can help modify your mortgage and prevent foreclosure.  We went to one web site we saw advertised and found a deceptive pitch.

First they did not …

As we have reported before, Congress killed the bill which would have given bankruptcy court the right to adjust the principle on residential mortgages (they can already do it for second homes and even yachts, …

The New York Times reports that with credit card delinquencies approaching record numbers, the credit card companies have come up with a new debt solution:  Make a deal on the principle.

Up until recently, credit card …

It is illegal for creditors to seize or attach your payments from social security, disability, veterans or children’s’ survivor benefits.  However, if you have the money wired to your bank and deposited automatically, as so …