Congress recently passed what one expert called a “Set of discrete new laws” to regulate the credit card industry (see our blog entry on Credit Card Rates Going Up for details, but as the expert said [...]; . . . → Click Here to Read the Full Article
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As the Wall Street Journal Reports, nearly one in four (23%) homes now have mortgages that exceed the value of their houses. They are “under water.” Of the 10 million-plus homes that are in this situation, [...]; . . . → Click Here to Read the Full Article The same people who sold you a subprime mortgage you couldn’t afford are now calling many homeowners threatened with foreclosure to make an offer they can’t refuse. They tell homeowners that they have bought the mortgage [...]; . . . → Click Here to Read the Full Article The administration has announced that its Making Home Affordable program, its major attempt to prevent wholesale foreclosures, has signed up almost 20% of those eligible. 650,000 borrowers have started a “trial loan modification” as part of [...]; . . . → Click Here to Read the Full Article Fannie Mae has just announced a “deed for lease” program that will allow people who have been unable to arrange a mortgage modification that works, to if they wish, turn over their deed for a lease [...]; . . . → Click Here to Read the Full Article The government has required the three major credit reporting agencies to give you a free copy of your credit report once a year, and you can sign up to get them at www.annualcreditreport.com. But the finance [...]; . . . → Click Here to Read the Full Article |
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