If you cut through all the complicated qualifications and regulations for the administration’s mortgage modification and foreclosure prevention programs, there is one number at the center of everything.  If you understand this …

Since the beginning of this housing crisis many observers have argued that it will never be solved until lenders were willing — or were forced — to “cram down” the principle on the mortgages to …

If you have a debit card you may get a letter in the mail telling you that you are no longer protected from overdrafts unless you tell the bank that you want to sign up …

In 2009, “Identity Theft” accounted for 21% of all complaints filed with the Federal Trade Commission.  Number two was “Third Party and Creditor Debt Collection” which totaled 9% of all complaints (119,549).  “Credit card” complaints …