You can’t turn on cable TV for any length of time these days and not see commercials promising help with your debt. The latest is a commercial for a consortium of credit card companies plugging …
Posted in Avoiding Scams, Credit counseling, Credit repair, Debt management May 7th, 2009 by Jack | Comments Off
There are three major credit reporting agencies (CRA’s) in the U.S. and you are probably recorded on all three of them. Each has different records and different ways of giving you a credit score. …
Posted in Credit, Credit rating, Credit repair August 20th, 2008 by Jack | Comments Off
With foreclosures rising rapidly, the scammers are coming out of the woodwork. They have several ways to separate you from your money and your house:
One is to have you sign over title to your …
Posted in Bankruptcy, Credit repair, Mortgages December 29th, 2007 by Jack | Comments Off
One one page of one paper recently I saw three ads for credit repair of one kind or another. Headlines were:
1. “Do you have too much debt?….. we may be able to …
Posted in Credit counseling, Credit repair, Debt April 16th, 2007 by Jack | Comments Off
One of the great misconceptions among people whose debt has gotten out of control is the belief that bankruptcy will ruin their credit rating. I was talking to an elderly woman who had been …
Posted in Bankruptcy, Credit rating, Credit repair August 22nd, 2006 by Jack | No comments
Fear drives the market and a new group of services are being marketed to those who have become afraid of identity theft. But keep in mind that you can do several free things to …
Posted in Avoiding Scams, Credit rating, Credit repair July 15th, 2006 by Jack | No comments
The first thing you should do, immediately, is place a “fraud alert” on your account at the three major credit reporting agencies.
With the recent theft of computers containing names and social secuirty …
Posted in Avoiding Scams, Credit, Credit rating, Credit repair June 8th, 2006 by Jack | No comments
If you use Paypal to buy things on the web you are entitled to some free protection.
Paypal now offers free Equifax Credit Alerts to its users. They’re an early warning detection system that …
Posted in Avoiding Scams, Credit rating, Credit repair May 26th, 2006 by Jack | No comments
The Federal Trade Commission estimates that 27 million Americans suffered from some form of identity theft over a recent five year period, and that this cost consumers more than $5 billion. It also created …
Posted in Avoiding Scams, Credit, Credit repair May 24th, 2006 by Jack | No comments
Credit Counselors say they will help you manage your debt and clear up old debt. As we have pointed out on the page on Credit Counseling, we have found most of those with …
Posted in Avoiding Scams, Credit counseling, Credit repair May 18th, 2006 by Jack | No comments